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Why Choose Silverthorne?
Personalized Advice, Fast Underwriting, Client-First Approach.
Best Products and Carriers In The Industry!
Some Of Our Carriers We Use
Mutual Of Omaha
Fidelity and Guaranty Life
Fidelity and Guaranty Life
Founded in 1909 in Omaha, Nebraska
A+ Rating With Better Business Bureau
55+ Billion Dollars In Assets
Fidelity and Guaranty Life
Fidelity and Guaranty Life
Fidelity and Guaranty Life
Founded in 1959
A+ Rating With Better Business Bureau
85+ Billion Dollars In Assets
Transamerica
Fidelity and Guaranty Life
Transamerica
Founded in 1928
A+ Rating With Better Business Bureau
200-400 Billion Dollars In Assets
Foresters
Fidelity and Guaranty Life
Transamerica
Founded in 1874
A+ Rating With Better Business Bureau
12.9+ Billion Dollars In Assets
Types Of Life Insurance
Term Life "Pure Protection"
What it is: Life Insurance that covers you for a specific number of years (10, 15, 20, 25, and 30 years are the most common)
How it works: You pay a monthly premium for your term duration. If you pass away during the term, your family gets a tax free lump sum "the death benefit"
Whole Life "Own It Forever Option"
What It Is: Permanent life Insurance that lasts your entire life (as long as premiums are paid)
How It Works: Part of your monthly premium goes into "cash value" (an account that grows each year at a guaranteed rate) You can borrow against the cash value while you're alive and when you pass away, your family gets the lump sum "the death benefit"
Indexed Universal Life "Stock Market Linked Growth"
What It is: Permanent life Insurance that lasts your entire life (as long as sufficient premiums are paid)
How It Works: Part of your monthly premium goes into "cash value" (an account that grows each year based on the performance of the S&P 500 (Top 500 U.S. Stocks) (Average annual growth of 7%) (If stock market goes negative on a given year, cash value cannot go backwards) You can borrow against the cash value while you're alive and when you pass away, your family gets the lump sum "the death benefit"
Annuities "Tax Deferred Growth"
What It is: Retirement income tool
How it Works: Park an initial lump sum of cash into an annuity. The annuity will grow tax deferred. Interest is credited from returns of S&P 500. Protected from market losses. Income withdrawel options.
Meet Our Founder
Cole Brayton, CEO
28 Years Old
Dubuque, Iowa
8 Years of Insurance Experience
3000+ Families Protected